The Entrepreneur's Guide to Mortgages: How to Get Approved When You're Self-Employed in the GTA

Posted On Sep 19, 2025

You did it. You took the leap, built a business from the ground up, and are navigating the exciting, challenging world of entrepreneurship. You’re a creator, a problem-solver, and a risk-taker. And when you go to apply for a mortgage, the bank...

Renewals and Payment Shock: A Guide to Protecting Your Finances

Posted On Sep 19, 2025

There’s a massive financial wave building, and it’s set to crest by the end of 2026. By that time, an estimated 76% of all Canadian mortgages taken out during the rock-bottom rate era of 2020-2022 will have come up for renewal. If you’re one...

The Toronto Condo Market: Boom or Bubble?

Posted On Sep 19, 2025

Walk through any of Toronto’s core neighbourhoods just a couple of years ago, and you couldn’t miss them: cranes in the sky and the shimmering glass of new condominium towers. For years, the condo market was the entry point for first-time buyers...

The ‘Empty Nest’ Dividend: What We’re Doing With Our Money Now That Rep Sports Have Ended

Posted On Sep 19, 2025

For fifteen years, my life was a cycle of 6 a.m. practices, weekend-long tournaments, and the unmistakable smell of a hockey bag in the garage (or the back seat!). My wife and I, like so many parents across the GTA, poured an incredible amount of...

From the Lender's Desk: 3 Things Lenders Are Actually Looking for in Late 2025

Posted On Sep 19, 2025

In my roles both as a Mortgage Agent and as a Product Manager, I have a unique view and insights from both sides of the table. I see the hopes and anxieties of my clients, and I also know the internal conversations that drive a lender's decisions...

Fixed vs. Variable Mortgages: Which One’s Right in the Fall of 2025?

Posted On Sep 19, 2025

Fixed vs. Variable Mortgages: Which One’s Right in the Fall of 2025?For the better part of two years, the conversation around mortgages was simple: lock in a fixed rate and brace for impact. But here we are in the fall of 2025, and the winds have...