Transform Your Finances in 2025: A Month-by-Month Guide to Financial Freedom

Posted On Jan 06, 2025

Navigating your financial journey can be daunting, but it doesn’t have to be. As we enter 2025, let’s break down the process into manageable, actionable steps. I've designed a year-long roadmap that focuses on incremental changes, each with...

Dispelling Myths About Reverse Mortgages: A Comparison of Aging in Place vs. Selling Your Home

Posted On Jan 06, 2025

When it comes to financing care in retirement, particularly for those with limited liquid savings, reverse mortgages often get a bad rap. During recent conversations over the holidays, I noticed a prevailing sentiment: reverse mortgages are...

Ontario's Heating Real Estate Market: Seizing New Opportunities in the GTA

Posted On Dec 30, 2024

Throughout 2023 and most of 2024, the real estate market in Ontario, particularly in the Greater Toronto Area (GTA), shifted significantly towards a buyer's market. This shift was fueled by rising interest rates, increased property listings,...

Decoding the Real Impact of Canada’s New Mortgage Rules on First-Time Home Buyers

Posted On Dec 30, 2024

On December 15 Canada’s mortgage lending rules changed significantly.  It’s essential to scrutinize the implications of these adjustments—particularly given their timing before an upcoming election. A key change is the increase in the price...

Building Tensions: Addressing Supply, Cost, and Delays in Ontario’s Housing Construction Industry

Posted On Dec 30, 2024

The construction industry in Ontario, particularly in the Greater Toronto Area (GTA), is at the epicenter of a housing crisis characterized by skyrocketing prices, limited supply, and prolonged project timelines. While demand for new housing...

Programs and Strategies for Boosting Your Down Payment in Canada

Posted On Dec 30, 2024

Navigating the Canadian real estate market can be a daunting task, especially when trying to save for a substantial down payment in cities with high property values. This article aims to provide an overview of market trends, the benefits of...