Are Pre-fabricated Homes the Answer to Our Housing Crisis?

Posted On Sep 21, 2025

You can’t read the news these days without hearing about a potential silver bullet for Canada’s housing crisis: pre-fabricated homes. The government is investing in and promoting this idea, and the vision is appealing—factories churning out...

Building Your Dream: A Guide to Construction Mortgages in the GTA

Posted On Sep 21, 2025

For many, the ultimate dream isn't just to buy a home, but to build one—a space perfectly tailored to your family's needs and vision. Whether it's a custom build on a piece of land or a major "down-to-the-studs" renovation of an...

The Hidden Power of Your Mortgage's Fine Print: A Deep Dive into Prepayment Privileges

Posted On Sep 21, 2025

When you're shopping for a mortgage, 99% of the focus is on the interest rate. It’s the big, bold number that everyone compares. But buried in the fine print of your mortgage documents is a feature that can be far more powerful than a slightly...

Affordable Housing & “Missing-Middle” Homes in the GTA

Posted On Sep 21, 2025

For years, the story of Toronto housing has been one of two extremes: gleaming condo towers downtown and sprawling single-family homes in the suburbs. The options in between—the duplexes, triplexes, and laneway homes that once formed the backbone...

Post-Trade Tariffs & Mortgage Rates: What GTA Buyers Should Know

Posted On Sep 21, 2025

When you're thinking about buying a home in the GTA, your focus is naturally on local factors: neighbourhood prices, school districts, and your down payment. The idea that trade negotiations with the U.S. could affect your mortgage rate can feel...

Beyond Your First Rental: What You Need to Know to Finance a Property Portfolio in Ontario

Posted On Sep 21, 2025

Congratulations. You've successfully navigated the purchase of your first rental property. You’ve found tenants, managed the cash flow, and seen your asset appreciate. You've caught the real estate investing bug, and now you're asking...