Strategies to Become Mortgage-Free Faster in Canada

Posted On Aug 20, 2024

Becoming mortgage-free is a cherished financial objective for many Canadian homeowners. By paying off your mortgage earlier than scheduled, you can save considerable amounts in interest, alleviate financial stress, enhance your financial stability...

Why You Should Consider Other Lenders At Mortgage Renewal

Posted On Aug 20, 2024

(Edited September 30, 2024)When your mortgage term ends in Canada, you face a decision: renew with your current lender or switch to a new one. While renewing with your existing lender may seem simpler, switching lenders can offer significant...

Should You Consider Refinancing Your Mortgage?

Posted On Aug 20, 2024

Refinancing your mortgage in Canada can be a strategic financial move, whether you aim to lower your monthly payments, consolidate debt, or finance large expenses. Here, we delve into various reasons to refinance your mortgage, providing quantitative...

Why Location Matters in Real Estate Financing Decisions

Posted On May 01, 2024

Buying a home in the Greater Toronto Area (GTA) involves various location-specific factors that can affect your financial planning and mortgage decisions. This guide will help you understand how property taxes, homeowner’s insurance, appraisal...

Expanding Homeownership: Key Updates to Canada's Housing Policies and Their Impact on First-Time Buyers

Posted On Apr 12, 2024

As part of the Federal budget, on April 11’24 several noteworthy updates to Canada's housing policies were announced.  The updates include significant changes to the Home Buyers' Plan (HBP) and the amortization rules for first-time home...

Considerations for purchasing and owning a Rental Property

Posted On Apr 11, 2024

As a Mortgage Agent I've witnessed firsthand the allure and challenges that come with purchasing an investment property intended for rental purposes. The journey to becoming a successful investment property owner is multi-faceted, requiring a...