Domenic Gallippi
Mortgage Agent Level 1 - M23007938
domenic@bettermortgagesbydom.ca
Tel: 416-801-6616 | Cell: 416-801-6616
Domenic Gallippi
Mortgage Agent Level 1 - M23007938
domenic@bettermortgagesbydom.ca
Tel: 416-801-6616 | Cell: 416-801-6616
For years, Canada’s mortgage approval guidelines have been based on two key metrics: the Gross Debt Service (GDS) and Total Debt Service (TDS) ratios, which were set at 39% and 44% respectively back in 2012. These numbers were designed to protect...
Congratulations! Your offer has been accepted, and you’re one step closer to owning your new home. But before you start celebrating (or furniture shopping!), there are a few critical steps you need to take to make sure everything goes smoothly.One...
If you’ve been keeping an eye on mortgage rates in Canada, you’ve probably noticed some movement—both in variable and fixed rates. But what exactly drives these rates, and where do they look like they are they headed (and why?) in 2025 and...
The housing market is always shifting, and with today’s mix of economic ups and downs, getting a mortgage pre-approval before you start house hunting is more important than ever. Whether you're a first-time buyer or a seasoned homeowner looking...
Toronto’s 2025 budget introduces a 6.9% increase in property taxes for residential properties, including a 5.4% base increase and a 1.5% levy for the City Building Fund, which supports infrastructure projects. For the average home valued at $692...
A little over a year ago, I embarked on a new professional journey, leveraging my work experiences and transitioning into the role of a Mortgage Agent and business owner. I shared my vision and excitement in my first blog and launch announcement,...