Domenic Gallippi
Mortgage Agent Level 2 - M23007938
domenic@bettermortgagesbydom.ca
Tel: 416-801-6616 | Cell: 416-801-6616
Domenic Gallippi
Mortgage Agent Level 2 - M23007938
domenic@bettermortgagesbydom.ca
Tel: 416-801-6616 | Cell: 416-801-6616
Fixed vs. Variable Mortgages: Which One’s Right in the Fall of 2025?For the better part of two years, the conversation around mortgages was simple: lock in a fixed rate and brace for impact. But here we are in the fall of 2025, and the winds have...
The Greater Toronto Area (GTA) real estate market has always been a bit of a rollercoaster, but lately, the twists and turns have become even more unpredictable. Between fluctuating interest rates, affordability concerns, and now economic...
For years, Canada’s mortgage approval guidelines have been based on two key metrics: the Gross Debt Service (GDS) and Total Debt Service (TDS) ratios, which were set at 39% and 44% respectively back in 2012. These numbers were designed to protect...
Congratulations! Your offer has been accepted, and you’re one step closer to owning your new home. But before you start celebrating (or furniture shopping!), there are a few critical steps you need to take to make sure everything goes smoothly.One...
If you’ve been keeping an eye on mortgage rates in Canada, you’ve probably noticed some movement—both in variable and fixed rates. But what exactly drives these rates, and where do they look like they are they headed (and why?) in 2025 and...
The housing market is always shifting, and with today’s mix of economic ups and downs, getting a mortgage pre-approval before you start house hunting is more important than ever. Whether you're a first-time buyer or a seasoned homeowner looking...