When the Mortgage Payment Feels Like Too Much: What You Can Do Now Before It Gets Worse

Posted On Jan 26, 2026

Life has become more expensive. Debt has quietly accumulated. And for many Canadians carrying a mortgage, monthly cash flow feels tighter than it has in years.Between rising costs of living and higher borrowing costs, it’s no surprise that mortgage...

Trade Tensions, China, and Why the U.S. Relationship Still Matters for Canadian Jobs (and Housing)

Posted On Jan 21, 2026

When Canadians hear about trade tensions with the United States, most people think of auto workers.Auto jobs matter. But focusing only on autos misses the bigger picture.The reality is that tension with the U.S. affects jobs across the Canadian...

A New Year Reflection on Neighbourhood Safety

Posted On Jan 20, 2026

The beginning of a new year is often one of the few moments when life slows down just enough to reflect. Before routines fill up again, many of us take stock of what the past year brought—and what we want the year ahead to feel like.For me, that...

Rebuilding Ties with China: Why Housing Needs to Be Part of the Conversation

Posted On Jan 20, 2026

Over the last several years, Canada’s relationship with China has been mostly on pause. That pause wasn’t accidental. It came after serious concerns around security, human rights, and trust.Recently, it looks like Canada is starting to rebuild or...

When Are You Really Ready to Buy a Home?

Posted On Jan 20, 2026

Buying a home—whether it’s your first home or the move from a starter home to a forever home—is often framed as a math problem.Do you have enough down payment?Do your debt-servicing ratios fit?Will the bank approve you?Those things matter. But...

Mortgage Renewal Isn’t “Just Paperwork” Anymore — and Simply Renewing May Not Be the Right Move

Posted On Jan 15, 2026

For most of my career, my advice around mortgage renewals was simple and practical:If your lender’s rate is competitive, just renew.In more normal rate environments, that advice made sense. Switching lenders often meant legal costs, possibly an...