Why Location Matters in Real Estate Financing Decisions

Posted On May 01, 2024

Buying a home in the Greater Toronto Area (GTA) involves various location-specific factors that can affect your financial planning and mortgage decisions. This guide will help you understand how property taxes, homeowner’s insurance, appraisal...

Expanding Homeownership: Key Updates to Canada's Housing Policies and Their Impact on First-Time Buyers

Posted On Apr 12, 2024

As part of the Federal budget, on April 11’24 several noteworthy updates to Canada's housing policies were announced.  The updates include significant changes to the Home Buyers' Plan (HBP) and the amortization rules for first-time home...

Considerations for purchasing and owning a Rental Property

Posted On Apr 11, 2024

As a Mortgage Agent I've witnessed firsthand the allure and challenges that come with purchasing an investment property intended for rental purposes. The journey to becoming a successful investment property owner is multi-faceted, requiring a...

Navigating the Mortgage Process: A Guide to Getting you Approved

Posted On Apr 11, 2024

Being in the mortgage industry for many years now, I can tell you that every application is different.  Every single one!  But, I can tell you there are commonalities and best practices to get a mortgage application approved more quickly and...

The Crucial Role of Title Insurance to Protect Your Interests

Posted On Apr 11, 2024

In the Canadian real estate landscape, both homeowners and rental property owners navigate a complex world filled with potential legal and financial pitfalls. Over the years I have witnessed a wide array of challenges that can compromise the security...

Buy NOW? Or WAIT?

Posted On Apr 11, 2024

Buy Now:$750K Purchase price5.2% interest rate$150,000 Down Payment (20%)Mortgage Size:  $600,000Mortgage Payment:  $3275/mnthInterest Paid (over 30yrs): $148,541 Wait 1 year to Buy:$825K Purchase price (projected due to pent-up market demand)4.5%...